Set your priorities
Separate the essentials from the nice-to-haves. Consider location, transport, space and how the property will suit your life over time.

A practical guide to planning, viewing and taking your next step with confidence.
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Separate the essentials from the nice-to-haves. Consider location, transport, space and how the property will suit your life over time.
Speak with your lender early. Allow for purchase costs and ongoing ownership expenses, and check the limits and conditions of any pre-approval.
Choose a lawyer or conveyancer before making an offer so there is time to review the agreement and the property information.
Request the available property documents. Ask your adviser which checks are appropriate, including title, council information and a building inspection.
Auction, deadline and negotiated sales work differently. Understand the timetable and seek advice on conditions before you commit. Prepare finance and due diligence before bidding at auction.
Ask your lender to confirm approval for the specific property. Work with your lawyer on the agreement, any conditions and the deposit arrangements before proceeding.
Keep in touch with your lawyer and lender about deadlines, funds and documents. Arrange insurance as advised, organise your move and discuss the pre-settlement inspection with your agent.
For more detail, explore One Agency’s buying tips and the Real Estate Authority’s Settled buying guide. This overview is general information; your professional advisers can help with your circumstances.
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