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Buying in Auckland

Find your place.

A practical guide to planning, viewing and taking your next step with confidence.

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Auckland homes and horizons
Auckland homes and horizons

From first ideas to your next front door.

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Before you start

Give your search direction.

Set your priorities

Separate the essentials from the nice-to-haves. Consider location, transport, space and how the property will suit your life over time.

Understand your budget

Speak with your lender early. Allow for purchase costs and ongoing ownership expenses, and check the limits and conditions of any pre-approval.

Get advice early

Choose a lawyer or conveyancer before making an offer so there is time to review the agreement and the property information.

From viewing to offer

Look beyond first impressions.

Ask for the information

Request the available property documents. Ask your adviser which checks are appropriate, including title, council information and a building inspection.

Know the sale process

Auction, deadline and negotiated sales work differently. Understand the timetable and seek advice on conditions before you commit. Prepare finance and due diligence before bidding at auction.

Confirm your position

Ask your lender to confirm approval for the specific property. Work with your lawyer on the agreement, any conditions and the deposit arrangements before proceeding.

The final steps

Plan for settlement.

Keep in touch with your lawyer and lender about deadlines, funds and documents. Arrange insurance as advised, organise your move and discuss the pre-settlement inspection with your agent.

Useful buying resources

For more detail, explore One Agency’s buying tips and the Real Estate Authority’s Settled buying guide. This overview is general information; your professional advisers can help with your circumstances.

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